Ameralia - Finance Blog http://www.ameralia.net Online Financial Updates Mon, 20 Feb 2012 09:29:42 +0000 en hourly 1 http://wordpress.org/?v=3.1 Unique Fundraising Ideas: Hosting A Good Event http://www.ameralia.net/unique-fundraising-ideas-hosting-a-good-event/?utm_source=rss&utm_medium=rss&utm_campaign=unique-fundraising-ideas-hosting-a-good-event http://www.ameralia.net/unique-fundraising-ideas-hosting-a-good-event/#comments Fri, 29 Apr 2011 09:24:09 +0000 admin http://www.ameralia.net/?p=159 Fundraisers really bring hope to schools, charities, organizations, and sports teams because they give the latter the ability to raise the money that they need while having fun and learning at the same time. If you want your fundraiser campaigns to be really successful, you need to use unique fundraising ideas as these will make you stand out from the rest of the people who are also doing fundraisers within your community. The competition in the fundraiser industry can be quite tough so you need to bring something worthwhile on the table if you want to stay ahead of the game.

Unique fundraising ideas that involve hosting various types of events are among the best ones that you can try out. A good example of these would be a holiday or seasonal fair as this will attract lots of people from different areas in your town or city. Hosting an event is a really good thing because this will help you money really fast, which is why this is highly suggested to people who are in dire need of money. When your hosting a fundraiser event, you have to take note that the larger the event, the more press coverage it will be able to attract for you. As an end result, you will be able to attract more people to attend.


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]]> http://www.ameralia.net/unique-fundraising-ideas-hosting-a-good-event/feed/ 0 Understanding RRSP http://www.ameralia.net/understanding-rrsp/?utm_source=rss&utm_medium=rss&utm_campaign=understanding-rrsp http://www.ameralia.net/understanding-rrsp/#comments Wed, 13 Apr 2011 14:01:57 +0000 admin http://www.ameralia.net/?p=146 Who would not prefer a secure future where there will be no want of money? Every individual thinks of saving enough so that he can live a peaceful life post retirement. Though there are several ways for people to save but one which keeps its focus on retirement and ensures savings is RRSP.
RRSP is a Registered Retirement Savings Plan that helps individuals to save for their retirement and hold their investment assets. It is well know account in Canada that was first introduced in 1957 and since has been used by Canadian people to save for the retirement.

RRSP and Tax

The plan provides tax benefits:
• Contributions made to the RRSP are Tax deductible
• Offers tax deferred growth
Types of RRSPs
Individual RRSP
Here there is only one individual who is the contributor as well as the account holder.

Spousal RRSP

In Spousal RRSP, the spouse is the account holder and the income is split equally between both spouses on retirement.

Group RRSP

In this type, a person avails the plan though his/her employer who makes the required arrangements and deducts the amount (Contribution) as the employee has specified.

Withdrawal from RRSP

Though it is a good practice not to touch the money intended for saving but in case there is requirement, RRSP has room for withdrawal. One can withdraw money as per the terms and conditions specified at the beginning. However the withdrawals are liable to tax.
There are two special schemes for withdrawing which include:
• Home Buyer’s Plan (HBP)
• Lifelong Learning Plan (LLP)

In case of Account Holder’s death
RRSP allows naming a beneficiary who will get the amount in case there is untimely demise of the plan holder. Qualified beneficiaries include spouse, dependent children while other beneficiaries may be relative, friend, adult child or charity.

Overall RRSP is an advantageous plan for those who are interested in saving for their retirement.

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]]> http://www.ameralia.net/understanding-rrsp/feed/ 0 Investment Bankers’ Show Keen Interest in Social Networks http://www.ameralia.net/investment-bankers%e2%80%99-show-keen-interest-in-social-networks/?utm_source=rss&utm_medium=rss&utm_campaign=investment-bankers%25e2%2580%2599-show-keen-interest-in-social-networks http://www.ameralia.net/investment-bankers%e2%80%99-show-keen-interest-in-social-networks/#comments Tue, 01 Mar 2011 08:10:11 +0000 admin http://www.ameralia.net/?p=5 It is a known fact that growth of social networks like twitter, Facebook, LinkedIn has been phenomenal in recent years. Financial experts are amazed by the rate at which these networks grow and expand their influence over people.  A new section of people who have shown keen interests recently in these social networking giants are investment bankers.

Recently, the iconic investment bank Goldman Sachs raised $1.5 billion for Facebook, valuing the company at $50 billion, in which around the investment bank invested around $ 450 million and the remaining investment came from overseas share holders who are participating in Goldman Sach’s Facebook investment vehicle. The valuation of Facebook even triggered strong debates around the world and raised questions whether Facebook really worth $50 billion. But this AD revenue statistics of Facebook might prove this right.  The Ad revenue of Facebook was around $1.68 billion in 2010 and the estimated revenue growth is around 110% and finance experts forecast that the AD revenue of Facebook would touch around $6 billion in 2012.

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On one side when Facebook is flying high, Twitter is not lagging behind; news came out a few weeks back that Google and Facebook are in talks with Twitter for a possible buyout of twitter. Now, another Iconic investment bank JP Morgan is in talks with Twitter to take a minority stake, probably 10pc stake, for $ 450 million, which would value

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